Most people want to avoid nursing home care. Many people believe that assisted living provides them with something better: choice, control, independence, and safety …
Fredrick P. Niemann, Esq., NJ Asset Protection Attorney Many times the children of elderly clients ask whether they can be held responsible for Mom …
Fredrick Niemann, New Jersey Long Term Care Insurance Attorney “According to some sources, 60% of us will need long term care sometime during our …
By Fredrick P. Niemann, Esq., NJ Special Needs Trust Attorney Self-Settled Special Needs Trusts are often use when a person with disabilities receives a …
Have you been wondering if the proposed Obama-Biden “plan to lower healthcare costs and ensure affordable, accessible, health coverage for all” would provide …
As we discussed last week, Joe wants to transfer his home to Jim, who lives there with his wife and children. But let’s change …
So, in last week’s blog I presented a common scenario, Mom and Dad both needing long-term care and nothing but a house left in …
Fredrick P. Niemann, Esq., NJ Medicaid Attorney Here’s a story I was told by a colleague. Mary was 85 years old and had been cared …
Fredrick P. Niemann, Esq., a Power of Attorney Lawyer The misuse of powers of attorney to exploit the elderly appears to be on the …
Home ownership has long been a large part of the American dream. Through the course of the 20th century, the percentage of Americans …
Fredrick P. Niemann, Esq., a Medicaid Attorney Mom and Dad are still living in their home which they own. They both need round the …
Fredrick P. Niemann, Esq., an Elder Law Attorney The Internal Revenue Service (IRS) has issued guidance to financial institutions clarifying the new law that …
If you are looking for a steady stream of income in retirement, an immediate fixed annuity may be the answer. An immediate fixed annuity …
A new Supreme Court decision illustrates the importance of making sure your beneficiary designations are up-to-date. The Court has unanimously ruled that an employer …
Fredrick P. Niemann, Esq., NJ Medicaid Application Attorney When money is running out and the family is faced with the need to apply for …
Fredrick P. Niemann, Esq., a Special Needs Trust Attorney The Monmouth County Office on Disabilities, as part of the Division on Aging. Disabilities, and …
Fredrick P. Niemann, Esq., NJ Estate Planning Attorney What authority does the Trustee have to distribute the assets in the trust? Is the Trustee’s …
As a general rule, when assets are transferred to third parties, the transfer results in a period of Medicaid ineligibility. Some transfers, however, are …
Anna was the mother of three children and the widow of the man who invented the heart defibrillator implant. In 1992, she created a …
Fredrick P. Niemann, Esq., a NJ Estate Planning Attorney Do you own assets held in joint accounts, or where you have a named beneficiary? …
If you are caring for your mother or father, you may be able to claim your parent as a dependent on your income taxes. …
Your estate plan is an investment in you and your family’s future. As years pass, your family may grow, your assets will change, and …
Tax time is approaching, and if you have a large number of medical expenses, you may be able to deduct many of these from …
BIG increase in ’09 benefits SS COLA for 2009: 5.8%Monthly Social Security and Supplemental Security Income benefits for more than 55 million Americans will …
Massive move to change state insurance law In Washington state, Reza and Arzu Forough pay more than $1,000 a week for behavior therapy for …
Eldercare providers and advisers who deal with the public, know from experience that desperate caregivers are often frantically trying to find help for their …
Medicare Enrollment Starts November 15, 2008 If you work with individuals over the age of 65, you may be getting phone calls requesting help …
Hanlon Niemann’s Fredrick P. Niemann got a first-hand look at the problems of the elderly many years ago with the aging of his beloved …
How children can be paid for as a caregiver to their parent(s) – Part 1 This is Part 1 of a 4 part series …
Insurers are reporting modest increases in revenue from U.S. group life and U.S. individual disability policies already in force. Combined revenue from employer-paid and …
