Understanding What Estate Planning Is…  and What It Is Not!

Estate Planning and You.  Looking into the future… when you die!

Few people know precisely when they will die or become highly incapacitated.  Our general thinking about death is my day will come but “not me and not today”.  It’s true and it’s how we live our daily lives. But what if death or loss of capacity was your fate today, or tomorrow or next month? Have you prepared for this and given thought to how your survivors will experience life after you’re gone?

Protecting Your Loved Ones

Is your spouse protected? How about your children, especially if you and your spouse died together in an accident?  Have you addressed how your money will be safeguarded through a trust for your surviving spouse, partner, companion, and children? Will the government steal your hard-earned money in death or inheritance taxes?

If you’re feeling a bit anxious about what I just asked, then good. Read this page(s) and let’s get you educated about estate planning and hopefully you’ll take action.

Aging, Declining Health, and Estate Planning

Estate Planning for Disability/Incapacity

Many families whose lives are affected by disability, mental or physical incapacity, and/or illness worry about the future of themselves and their survivors.  Who will care for my loved one when I am gone? Will he or she have the financial support, resources, and services they need? Who will protect them? Who will help them make important medical, financial, and life care decisions?

Estate Planning and Aging

Our firm works with many middle-aged and older mothers and fathers with children, grandchildren, and even great-grandchildren. From the personal life experience of raising a family and counseling thousands of client families with diverse backgrounds, degrees of wealth, and unique personal issues we can provide wise counsel, practical solutions, and sound advice. Chances are Fredrick P Niemann Esq., will be able to help you make real-life decisions that will further and promote your estate plan after he meets with you and listens to what you have to say.

Here at Hanlon Niemann & Wright, Fredrick P Niemann and his estate planning staff can simplify the decision-making process for you. Estate Planning is important in many, many ways: It can save your estate from excessive taxation, avoid health care impoverishment by accessing public and private benefit programs, and protect the welfare of those persons in your life who matter, especially after you’re gone.

Estate Planning to Protect Finances

If you own a home, have savings or investment account(s), retirement account(s), or business interests, then you can rely upon us as estate planning professionals to help plan and protect your estate.

An effective estate plan will ensure the financial security of those you love. If you don’t plan for what happens to your estate upon your death, the government will decide how your estate is distributed for you! Do you want that to happen?


We felt extremely comfortable during interactions with Mr. Niemann and Ms. Halpin. Their advice, suggestions (and wisdom) was appreciated and clearly reflected that the development and tailoring done to each of our three individual estate planning documents went far above “journey-man” capabilities in the legal profession. Ms. Halpin very quickly absorbed the many adjustments to customize the six documents to our specific needs and very patiently and professionally provided iterations to those documents. During our sessions with Mr. Niemann, he counseled us like a wise family uncle.
– Samuel & Joan G.

Actual Client Testimonial

My husband and I were together for almost twenty (20) years. We met with Mr. Niemann to have our Wills, Powers of Attorneys and Healthcare Directives prepared. Mr. Niemann was insistent that we have a Comprehensive Power of Attorney, Healthcare Directive and Living Will to protect us if either one of us became sick. Recently, my husband passed after a sudden illness. Thank Goodness for the Healthcare Directive and Power of Attorney prepared by Mr. Niemann. I submitted the documents to the attending physician who promised to honor their terms and purposes. It saved me from possible anguish in case there was a disagreement as to whether life support should or should not be continued. I now better understand the benefit to having a Power of Attorney and Healthcare Directive and am appreciative of Mr. Niemann’s advice concerning the importance of these documents.

I have agreed to sponsor this testimonial because I know firsthand the importance of having a Power of Attorney and Healthcare Directive when faced with an unexpected personal or family emergency.
– Donna Foster, Manalapan, NJ

Introduction to Estate Planning Laws in New Jersey

Looking into the future…

You should consider advice from Hanlon Niemann & Wright on an estate plan if you can answer yes to any of the following questions:

  • Do you wish to protect your spouse?
  • Do you care about who inherits your property upon death?
  • Do you care about the quality of your health care while you live out your aging years?
  • Are you the parent(s) of a young child and/or adult disabled child?
  • Do you have adult children who have “issues”?
  • Do you want to avoid a guardianship proceeding and/or probate action should you and/or your spouse become incapacitated or die together?
  • Do you wish to avoid or minimize federal estate taxes?
  • Do you wish to avoid or minimize possible NJ inheritance taxes?


“My son is an attorney in New Jersey. I am retired and live in Ocean County, New Jersey about 45 minutes away from my son. I needed a lawyer to look at my estate planning documents including Will, Power of Attorney and Health Care Directive. My son recommended Hanlon Niemann in Freehold, New Jersey, specifically Fredrick P. Niemann. I took his advice and met with Mr. Niemann. I am glad that I did. He is a warm and engaging person. No pretense, no airs about him. I immediately felt at ease and we talked about everything that I wanted to do and accomplish with my estate planning. I felt I could open up to him and tell him what was really important to me. He prepared the documents as we discussed and sent them to me in advance to review and approve. Then he scheduled me for a signature session where my appointment was promptly kept and a friendly, positive staff witnessed all of my documents. My son, the attorney, gave me good advice when he recommended Mr. Niemann.

If you are searching for a special attorney, someone who is experienced, likeable as a person and professional, call Mr. Niemann. I felt good about my choice.”

—Frank Mollo, Manchester, NJ

Fred was interviewed by NJ 101.5 statewide radio on the topic of social media and estate planning concerning your online presence upon your death. Read Fred’s interview and the article which appears by clicking below.


NJ 101.5 Interview

Fredrick P. Niemann Esq.

Now that you have read Fred’s introduction to estate planning and hopefully watched his videos, please consider placing a call to Fredrick P. Niemann, Esq. personally today toll-free at (855) 376-5291 or e-mail him at fniemann@hnlawfirm.com.

He welcomes your calls and you will find him easy to talk to and receptive to your questions and concerns. He has counseled many, many thousands of individuals and families in their NJ estate and asset protection planning.

Fredrick P. Niemann, Esq. was invited by the Office of Elder Rights and Adult Protective Services of the Department of Health and Senior Services, Division of Aging and Community Services, to make comments on existing Adult Protective Services Programs.

On March 6th, Fredrick P. Niemann, Esq. addresses the Monmouth County NJ Bar Association Family Law Committee on Special Needs Trusts, Supplemental Needs Trusts for adult and minor incapacitated children and aged parents and their use in asset planning and eligibility for government benefit programs, including Medicaid, SSI and SSD.


Written by Fredrick P. Niemann, Esq. of Hanlon Niemann & Wright, a New Jersey Estate Planning Attorney

NJ Estate Planning Attorney serving these New Jersey Counties:

Monmouth County, Ocean County, Essex County, Cape May County, Camden County, Mercer County, Middlesex County,
Bergen County, Morris County, Burlington County, Union County, Somerset County, Hudson County, Passaic County