The Home – To Transfer or Not to Transfer – Part 1
Home ownership has long been a large part of the American dream. Through the course of the 20th century, the percentage of Americans …
A Two Generation Family’s Long Term Care Crisis – Part 1
Fredrick P. Niemann, Esq., a Medicaid Attorney Mom and Dad are still living in their home which they own. They both need round the …
Finally, NJ Introduces a Middle Class Friendly Tax Law
Fredrick P. Niemann, Esq., an Estate Planning Attorney Pending in the NJ Legislature is a bill to amend the New Jersey transfer inheritance tax …
IRS Clarifies Recent Law Waiving Account Distribution Rules for 2009
Fredrick P. Niemann, Esq., an Elder Law Attorney The Internal Revenue Service (IRS) has issued guidance to financial institutions clarifying the new law that …
The Benefits of Fixed Annuities
If you are looking for a steady stream of income in retirement, an immediate fixed annuity may be the answer. An immediate fixed annuity …
Supreme Court Says Deceased Employee’s Ex-Wife Can Get His Pension Benefits
A new Supreme Court decision illustrates the importance of making sure your beneficiary designations are up-to-date. The Court has unanimously ruled that an employer …
The Risk of Going Through Medicaid Application Process Alone
Fredrick P. Niemann, Esq., NJ Medicaid Application Attorney When money is running out and the family is faced with the need to apply for …
Help for Persons with Disabilities in Monmouth County, NJ
Fredrick P. Niemann, Esq., a Special Needs Trust Attorney The Monmouth County Office on Disabilities, as part of the Division on Aging. Disabilities, and …
Your New Jersey Estate Plan Review Checklist Part 3
Fredrick P. Niemann, Esq., NJ Estate Planning Attorney What authority does the Trustee have to distribute the assets in the trust? Is the Trustee’s …
Exempt Medicaid Transfers
As a general rule, when assets are transferred to third parties, the transfer results in a period of Medicaid ineligibility. Some transfers, however, are …
Towns Can No Longer Ban Sex Offenders; Can Landlords?
In what has been viewed by many observers as a landmark decision an Appellate Division panel in the Superior Court of the State of …
Where has or will Mr. Niemann be speaking on topics of interest to you
Fredrick P. Niemann, Esq. was recently the featured speaker in Colts Neck, NJ at a seminar entitled Investments & Estate Planning for Trusts and …
LLC Ruling Favors Taxpayers
Anna was the mother of three children and the widow of the man who invented the heart defibrillator implant. In 1992, she created a …
Your New Jersey Estate Plan Review Checklist Part 2
Fredrick P. Niemann, Esq., a NJ Estate Planning Attorney Do you own assets held in joint accounts, or where you have a named beneficiary? …
Claiming a Parent As a Dependent
If you are caring for your mother or father, you may be able to claim your parent as a dependent on your income taxes. …
New Jersey Division on Civil Rights requires online filing of annual multiple dwelling reports
Effective August 18, 2008, N.J.A.C. 13:10-2.4 was amended to require all owners of multi-family dwellings to file the annual MDRR report online at the …
Your New Jersey Estate Plan Review Checklist Part 1
Your estate plan is an investment in you and your family’s future. As years pass, your family may grow, your assets will change, and …
Cyber Insurance for Businesses
Businesses have been dependent on computerized information for some time now, but it has been only relatively recently that insurance companies have devised and …
New Jersey Employers: Don’t Let Tips Trip You
Employers in service industries are well advised to pay close attention to their practices and policies affecting customers’ tips for their employees. There are …
Bicyclists Must Obey Traffic Laws
When a car or truck has a collision with a bicycle, the bicycle rider usually loses, no matter who legally had the right of …
Deducting Medical Expenses from Your Taxes
Tax time is approaching, and if you have a large number of medical expenses, you may be able to deduct many of these from …
Call it Eminent Domain or Condemnation, the End Result is Landowner Gets Settlement for “Taking”
When the government takes aim at private property to be taken for some public purpose, more often than not any resulting litigation is a …
Get it in Writing
When an Internet executive held a meeting with the chairman of a tele-communications company, the agenda was a new business idea that the Internet …
New Jersey Adopts Expanded Mandatory Mediations in Home Foreclosures
MEDIATION EXPANDS STATEWIDE Foreclosure filings in New Jersey during the past 12 months are up 46 percent over the previous 12 months, and this …
Good new for people over 65
BIG increase in ’09 benefits SS COLA for 2009: 5.8%Monthly Social Security and Supplemental Security Income benefits for more than 55 million Americans will …
Parents push for autism insurance changes
Massive move to change state insurance law In Washington state, Reza and Arzu Forough pay more than $1,000 a week for behavior therapy for …
Dealing with the Sudden Crisis of Eldercare
Eldercare providers and advisers who deal with the public, know from experience that desperate caregivers are often frantically trying to find help for their …
New Landlord Requirements Under New Jersey’s Predatory Towing Act
By Christopher J. Hanlon, Esq. The new Predatory Towing Act which became effective October 18, 2008 prohibits non-consensual towing, including towing of motor vehicles …
Avoiding Foreclosures Through Short Sale
The intelligent alternative to bankruptcy or to foreclosure proceedings There has been an unprecedented explosion in demand for attorneys who specialize in representing homeowners …
ATTENTION SENIORS October 15, 2008
Medicare Enrollment Starts November 15, 2008 If you work with individuals over the age of 65, you may be getting phone calls requesting help …