Applying for Medicaid Long Term Care Benefits

If You Are About to File for Medicaid Long Term Care, You Really Need to Understand the Medicaid Application Process

Because you’re on this page, I know you are interested to learn more about applying for Medicaid long-term care benefits, what benefits are available, and what the eligibility requirements are. I hope to be able to explain all of the above to you on this page. Don’t forget to also check out our blogs about applying for Medicaid which can be found on the right-hand side of this page. Our New Jersey Medicaid attorneys can help you through the process.

Before you attempt to file your Medicaid application, may I encourage you to contact us? We will be able to advise you whether you can save and protect some or all of your savings and income. Let us help you determine the timing of when you should file a Medicaid application. Together we can determine the appropriate date a Medicaid application should be filed.

When Should You Begin the Application Process?

We normally begin the process of assembling a Medicaid application 60-90 days (or more, if possible) prior to the date we believe a person will be eligible for Medicaid benefits, given the current delays in the approval process. A Medicaid application requires a mountain of paperwork.  It is then submitted to an overwhelmed and adverse government agency, which makes filing an application an enormous project. Over the past several years, the state and county bureaucracies have become even more arbitrary and unforgiving than in the past. In response, we have developed systems to make the process more structured. Our goal is to simplify your life if we can.

Our team knows how to assemble and package the information expected by the state in a way that can be better understood and evaluated by Medicaid officials. We highlight and justify with appropriate legal support the reasons why your application should be approved for eligibility. When applying for NJ Medicaid, there are often hidden obstacles and dangerous curves in the road.

We understand these obstacles, as we have often driven this road.  We are prepared to address roadblocks and solve them. We will represent you through the application process and communication(s) with the assigned Medicaid caseworker and/or higher-level supervisor. We want to give you peace of mind knowing we can represent you through any and all necessary appeals if the government treats you unfairly.

Don’t risk losing savings and income by going it alone or hiring a Medicaid application company recommended by a nursing home or assisted living.

When you apply for Medicaid on your own, you risk losing the opportunity to protect your assets. Do not throw away the flexibility that exists prior to filing an application! If your application shows that you have more than the allowable amount of assets, you will be denied approval and required to spend down your life savings. We may be able to guide you to avoid having to spend down everything you worked for just to qualify for Medicaid.

Of course, you’ve heard of the 10 commandments. In this office, the 11th commandment is: Do not file a Medicaid application in NJ until you are sure you qualify or it is strategically beneficial to file now.  Sometimes you want to file a Medicaid application so you can be denied and begin a penalty period. Why you ask?  The reason is simple… because it can save you money, a lot of money. I’ll explain what I mean later so I encourage you to keep reading each page and watch all my videos prepared with you in mind.


I live in Massachusetts and watched a NJ Elder Care Law video from Attorney, Fred Niemann online when I was researching a firm to handle my mom’s Medicaid application in NJ. I had to find a firm that I could trust would handle the process fairly while giving me a sense of security that I needed having never been through this process. I received the firm’s professional expertise with precise attention given to my mom’s application. I had constant contact with the paralegal who worked on my mother’s case as well as Attorney Niemann. There was trust and open communication with Lorraine Banach and Diane Fanok who both worked tirelessly on my mom’s behalf. Lorraine has recently retired and her efforts as well as Diane’s have not gone unnoticed by me, my husband, and my family. I cannot thank Hanlon Niemann and Wright, PC enough for their illustrious work, unmatched care, and attention to detail. Towards the end of this filing, I felt like Lorraine Banach was a family member to me because she was so kind and considerate. I am happy to report thanks to the firm my mom was approved for Medicaid.

– Joanne Smith, MA


How to Apply for Medicaid in New Jersey

Applying for Medicaid Eligibility For Long Term Care in NJ (Part I)

Applying for Medicaid Eligibility For Long Term Care in NJ (Part II)

Let the experienced New Jersey Medicaid Attorneys at Hanlon Niemann & Wright work for you today.

If you would like to discuss your Medicaid application or the eligibility rules for Medicaid long-term care in a confidential manner with a caring and experienced New Jersey Medicaid attorney, contact Fredrick P. Niemann, Esq. today!  Toll-Free at (855) 376-5291 or e-mail him at  Our offices are conveniently located on Route 9 North in Freehold.


Client Testimonial

Thank you for sending me the correspondence from Medicaid. Both my sister and I are so relieved that my dad has Medicaid and that my mom will continue to receive his social security. It is a load off our minds. I want to convey my sincere thanks to Diane, Fred and all in your office who were so kind and supportive while we went through this process.  Poor Valerie had to console me at times when I would come in so upset and watch me cry.  She was so kind to me, but Diane most of all.  She gave me such good advice and were so kind and caring.  You may tell Fred that his office is wonderful.  His staff truly cares as he does.  This whole situation was so daunting but you guided me so well during the process.  I have sung Diane’s praises as well as Fred’s.  I have shared your office number and Fred’s name with others and recommend your office highly.From the bottom of my heart, thank you.

Zoila Miranda – Freehold, NJ

Client Testimonial

I knew I picked the right firm when Mr. Niemann returned my call. He was helpful with any questions I had.

It was a pleasure working with Diane. If she didn’t know the answer to my questions she got me the answer. Diane also returned my calls and when I became overwhelmed, she was able to calm me down and put me on the right track.

Thank you all for your help!

– Ethel Bamburak, Freehold, NJ

Client Testimonial

I am a NJ attorney with 40+ years of experience in the practice of law. Medicaid applications are not my area of expertise. I consulted with three law firms who specialize in this area of law. Thankfully, I chose Hanlon Niemann & Wright. The firm is professional, knowledgeable, efficient and responsive. My sister received notice of enrollment into the Medicaid program within 40 days after the law firm filed the application. Lorraine Banach, my legal assistant contact at the firm, was excellent. I will recommend Hanlon Niemann & Wright to all my family, friends and clients who need legal services concerning Medicaid law.

– Joseph Marrazzo, Jr. – Cherry Hill, NJ

Client Testimonial

I knew I needed an attorney, but could I afford one? Would he or she be experienced and someone I could trust and talk to openly and in confidence? I was referred to Fredrick P. Niemann. I was warmly greeted and my appointment promptly kept. I was given all the time I needed to ask questions and talk about my needs and concerns. I was quoted a fee that was appropriate and reasonable for my matter. My attorney gave me answers and advice. He was a counselor at law and in life. Calling Fredrick P. Niemann was the right decision.

– Nick Alfano, Morganville, NJ

Client Testimonial

My wife and I wanted to express our gratitude for the guidance and patience from you and your staff along this journey.  Life is strange at times and the things that bring us together can be just as strange, if not more.  I not only got to put a few bucks in the bank, but got to reconnect with my cousin Sarah, which was a great surprise for me. That alone was worth the journey for me. Getting to know her and the family has been nice. I know it was a long day for all of us in mediation, but I really am blessed to have gotten to know you and talk with you. I admire your skills, work ethic and attitude regarding time and Patience. When the opposing attorney was running her big mouth and doing her thing, you never lost your composure, nor your position.  I’m hoping it’s one of the nuggets I’m able to take and implement in my personal/professional life. The short version of this story is that you have a lot to offer people, you’re a true, trusted advisor. Your words and actions seem to align with your values, which is like common sense, very hard to come by now a days. Your staff does a great job as well. Please let them know that as often as you can.

– Mike Price – Plainfield, IN


Speaking Events

Fredrick P. Niemann, Esq. to Lead 2023 NAELA Conference
Fredrick P. Niemann of Hanlon Niemann & Wright was selected to Chair the 2023 New Jersey NAELA Elder Law Program on April 19, 2023 at the Wind Creek Hotel and Convention Center in Bethlehem PA. NAELA represents the National Association of Elder Law Attorneys. It has an active New Jersey Chapter wherein the elite of NJ Elder Law Attorneys meet, interact and discuss a wide range of topics impacting the lives of NJ elderly residents and the attorneys who represent them.

On August 20th, Fredrick P. Niemann, Esq. moderated a seminar practice series sponsored by the NJ Chapter of National Association of Elder Law Attorneys (NAELA) with attorneys throughout NJ addressing complicated Medicaid applications and unique legal issues involving nursing home and assited living residents. The program entitled, “Medicaid Landmines and Complicated Medicaid Applications” attracted a large crowd of highly experienced elder law attorneys in NJ and allowed a spirited and valuable audience to brainstorm ideas and strategies to successfully qualify NJ’s aging population for Medicaid benefits in a hostile regulatory environment. Another practice series is being planned for late 2019 or early 2020.

Recent Speaking Events by Fredrick P. Niemann, Esq.
You Can View Fred’s Current Schedule by Clicking Here


Medicaid Application Attorneys serving these New Jersey Counties:
Monmouth County, Ocean County, Essex County, Cape May County, Mercer County, Middlesex County,
Bergen County, Morris County, Burlington County, Union County, Somerset County, Hudson County, Passaic County